Alcoa USA Corp.
Overview
Alcoa USA Corp. sponsors a self-funded health plan that covered 1,106 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,106 · prior year 1,102
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Group Benefits Plan for Hourly EES of Alcoa USA Co., plan 503 (1,106 participants); Retirees Group Benefit Plan for Certain Salaried EES of Alcoa USA Corp., plan 506 (136 participants)
- Broker compensation
- $70K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Humana Insurance Company | Medicare Lppo Group | 5,763 | $15.9M | — |
| Humana Insurance Company of New York | Medicare Lppo Group | 1,078 | $3.0M | — |
| Metropolitan Life Insurance Company | Long-term disability, Short-term disability, Life | 1,551 | $2.3M | $60K |
| Kaiser Foundation Health Plan of the Northwest | Medical, Prescription drug, HMO | 39 | $268K | — |
| Metropolitan Tower Life Insurance Company | Life | 1,150 | $248K | $7K |
| Federal Insurance Company | AD&D - Business Accident Travel | 1,044 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,106 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Alcoa USA Corp.
- Sponsor EIN
- 37-1808900
- Plan numbers
- 503, 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 37-1808900 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Pension Plan for Certain Salaried EES of Alcoa USA Corp.
- Type
- Pension plan
- Participants
- 4,545
About this data
Source: Alcoa USA Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Alcoa USA Corp..