Nlmk USA Corporation

Farrell, PA ManufacturingNAICS 331200

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,077Participants+1% vs. prior year
$2.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#60 of 105Manufacturing in PABy participants

Overview

Nlmk USA Corporation sponsors a self-funded health plan that covered 1,077 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,077 · prior year 1,070
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Nlmk USA Corp. Welfare Benefit Plan, plan 501 (1,077 participants)
Broker compensation
$118K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLong-term disability, Short-term disability, Life, Accident, Critical Illness1,083$1.7M$118K
Vision Benefits of AmericaVision598$112K—
PerspectivesEmployee Assistance Program1,093$27K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.6M/ year

Estimated prescription spend: 1,077 participants × $2,371 national average per member. Usually higher once dependents are counted.

$66K–$164K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$49K
Lower-cost therapeutic alternatives$28K–$59K
Generic pricing vs. actual cost$12K–$37K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Nlmk USA Corporation
Sponsor EIN
26-3260636
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-3260636 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Nlmk USA Union 401(k) Savings Plan
Type
401(k) plan
Participants
858

About this data

Source: Nlmk USA Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Nlmk USA Corporation.

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