Allina Health System

Minneapolis, MN Health careNAICS 622000

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
25,386Participants-5% vs. prior year
$60.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 50Health care in MNBy participants

Overview

Allina Health System sponsors a self-funded health plan that covered 25,386 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
25,386 · prior year 26,699
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Allina Comprehensive Welfare Benefit Plan, plan 501 (25,386 participants)
Broker compensation
$1.1M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Securian Life Insurance CompanyLife, Accidental Death & Dismemberment25,476$11.1M$250K
Prudential Insurance Company of AmericaLong-term disability826$10.3M$190K
Reliastar Life Insurance CompanyVoluntary Accident, Voluntary Critical I6,885$2.9M$483K
Fidelity Security Life Insurance CompanyVision10,402$1.6M$157K
United Behavioral Health DBA OptumEAP28,798$761K—
Metropolitan General Insurance CompanyLegal1,942$429K$51K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$60.2M/ year

Estimated prescription spend: 25,386 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.6M–$3.9M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$457K–$1.1M
Lower-cost therapeutic alternatives$668K–$1.4M
Generic pricing vs. actual cost$289K–$867K
PBM contract terms$150K–$451K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Allina Health System
Sponsor EIN
36-3261413
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-3261413 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Allina 401k Retirement Savings Plan
Type
401(k) plan
Participants
37,565

About this data

Source: Allina Health System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Allina Health System.

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