Alterra Mountain Company U.S. Inc.

Denver, CO Real estateNAICS 531210

Self-funded health planPlan year 2025Renews January
21,342ParticipantsPrior year not comparable
$50.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 11Real estate in COBy participants

Overview

Alterra Mountain Company U.S. Inc. sponsors a self-funded health plan that covered 21,342 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
21,342 · prior year 5,803
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Alterra Mountain Company U.S. Inc. Flexible Benefit Plan, plan 501 (21,342 participants)
Broker compensation
$156K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability21,342$2.2M$115K
Vision Service PlanVision2,775$381K$35K
Curalinc, LLCEmployee Assistance Program, Telehealth16,252$198K—
MetLife Legal PlansLegal255$48K$6K
Blomquist Hale ConsultingEmployee Assistance Program433$20K—
National Union Fire Ins. Co. of Pittsburgh, PABusiness Travel Accident21,342$3K$428

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$50.6M/ year

Estimated prescription spend: 21,342 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.3M–$3.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$385K–$961K
Lower-cost therapeutic alternatives$562K–$1.2M
Generic pricing vs. actual cost$243K–$729K
PBM contract terms$127K–$380K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Alterra Mountain Company U.S. Inc.
Sponsor EIN
91-1616891
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-1616891 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Alterra Mountain Company U.S. Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
22,281

About this data

Source: Alterra Mountain Company U.S. Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Alterra Mountain Company U.S. Inc..

Request a correction · Methodology