American Food and Vending Corp.

Syracuse, NY RetailNAICS 454210

Self-funded health planPlan year 2025Renews January
1,123Participants+0% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 27Retail in NYBy participants

Overview

American Food and Vending Corp. sponsors a self-funded health plan that covered 1,123 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,123 · prior year 1,120
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
American Food and Vending Health and Welfare Plan, plan 502 (1,123 participants)
Broker compensation
$28K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability1,112$633K$16K
Reliance Standard Life Insurance CompanyCritical Illness and Hospital Indemnity72$114K$12K
Fidelity Security Life Insurance Company (eyemed Vision Care)Vision825$43K—
The Guardian Life Insurance Company of AmericaDental, Life, Short-term disability, Long-term disability640$26K$542

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,123 participants × $2,371 national average per member. Usually higher once dependents are counted.

$69K–$171K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$51K
Lower-cost therapeutic alternatives$30K–$62K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
American Food and Vending Corp.
Sponsor EIN
16-1382008
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 16-1382008 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
American Food & Vending Corporation 401(k) Plan
Type
401(k) plan
Participants
1,820

About this data

Source: American Food and Vending Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Food and Vending Corp..

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