P.C. Richard & Son
Overview
P.C. Richard & Son sponsors a self-funded health plan that covered 1,088 participants in plan year 2025, about the same as the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, long-term disability, death benefits.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,088 · prior year 1,102
- Plan year
- Begins April 1 · next renewal April 2027
- Health plans filed
- Group Medical Plan for Employees and Dependents of P.C. Richard & Son, plan 504 (1,088 participants)
- Broker compensation
- $28K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| First Reliance Standard | Life, Long-term disability | 1,808 | $676K | $28K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,088 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- P.C. Richard & Son
- Sponsor EIN
- 11-2128677
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 11-2128677 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- P.C. Richard & Son 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 2,248
About this data
Source: P.C. Richard & Son's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with P.C. Richard & Son.