American Museum of Natural History

New York, NY Arts & recreationNAICS 712100

Self-funded health planPlan year 2025Renews January
1,208Participants+55% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 8Arts & recreation in NYBy participants

Overview

American Museum of Natural History sponsors a self-funded health plan that covered 1,208 participants in plan year 2025, up 55% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,208 · prior year 779
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
American Museum of Natural History Employee Benefit Health & Welfare Plan, plan 501 (1,208 participants)
Broker compensation
$32K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln Life and Annuity Company of New YorkLife, Long-term disability790$143K$11K
Sun Life and Health Insurance Company USLife57$73K—
Aetna Life Insurance CompanyDental361$71K$7K
Continental American Insurance CompanyAccident, Critical Illness, Cancer, Spec104$66K$5K
Federal Insurance CompanyBusiness Travel Accident1,175$31K$6K
Shelterpoint Life Insurance CompanyVision225$24K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,208 participants × $2,371 national average per member. Usually higher once dependents are counted.

$74K–$184K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$54K
Lower-cost therapeutic alternatives$32K–$66K
Generic pricing vs. actual cost$14K–$41K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
American Museum of Natural History
Sponsor EIN
13-6162659
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-6162659 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: American Museum of Natural History's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Museum of Natural History.

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