Americo Services, Inc.
Overview
Americo Services, Inc. sponsors a self-funded health plan that covered 1,771 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,771 · prior year 1,701
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Americo Services, Inc. Comprehensive Health and Welfare Benefit Plan, plan 501 (1,771 participants)
- Stop-loss carrier
- Reliastar Life Insurance Company
- Broker compensation
- $187K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Stop-loss | 1,310 | $1.6M | $78K |
| Life Insurance Company of North America | Life, Accidental Death, Long-term disability, Short-term disability, Accidental Death & Dismemberment, Voluntary Life, Voluntary AD&D, AD&D, FML, ADA | 729 | $683K | $49K |
| Metropolitan Life Insurance Company | Life, Long-term disability | 954 | $477K | $32K |
| Vision Service Plan | Vision | 1,173 | $179K | $27K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,771 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Americo Services, Inc.
- Sponsor EIN
- 43-1755148
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-1755148 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The 401(k) Plan - Americo, CRL & Ipfs
- Type
- 401(k) plan
- Participants
- 2,347
About this data
Source: Americo Services, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Americo Services, Inc..