RGA Reinsurance Company
Overview
RGA Reinsurance Company sponsors a self-funded health plan that covered 839 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 839 · prior year 848
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- RGA Retiree Health Reimbursement Account Plan, plan 535 (839 participants)
- Broker compensation
- $52K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Long-term disability | 2,574 | $2.4M | $29K |
| Securian Life Insurance Company | Accident, Critical Illness | 819 | $306K | $7K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 4,440 | $250K | — |
| Cigna Health and Life Insurance Company | Medical, Dental | 37 | $234K | — |
| MetLife Legal Plans | Legal | 497 | $142K | $16K |
| Delaware American Life Insurance of America | Life, Long-term disability | 37 | $34K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 839 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- RGA Reinsurance Company
- Sponsor EIN
- 43-1235868
- Plan number
- 535
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-1235868 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- RGA Savings Plan
- Type
- 401(k) plan
- Participants
- 2,848
About this data
Source: RGA Reinsurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with RGA Reinsurance Company.