Apex Family, LLC

Wellington, FL RetailNAICS 441300

Self-funded health planPlan year 2025Renews March
631Participants+88% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#28 of 34Retail in FLBy participants

Overview

Apex Family, LLC sponsors a self-funded health plan that covered 631 participants in plan year 2025, up 88% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
631 · prior year 336
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Apex Family, LLC Health & Welfare Benefit Plan, plan 501 (631 participants)
Broker compensation
$86K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision236$159K$16K
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability523$86K$19K
Colonial Life & Accident Insurance CompanyWorksite161$84K$51K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 631 participants × $2,371 national average per member. Usually higher once dependents are counted.

$39K–$96K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$17K–$35K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Apex Family, LLC
Sponsor EIN
20-2769561
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-2769561 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Apex Family, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Apex Family, LLC.

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