Scott-Mcrae Automotive Group, Lllp

Jacksonville, FL RetailNAICS 441110

Self-funded health planPlan year 2025Renews January
700Participants-14% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#22 of 34Retail in FLBy participants

Overview

Scott-Mcrae Automotive Group, Lllp sponsors a self-funded health plan that covered 700 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
700 · prior year 814
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Scott-Mcrae Automotive Group, Lllp Health and Welfare Wrap Plan, plan 518 (700 participants)
Broker compensation
$69K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability142$167K$48K
Ameritas Life Insurance CorporationDental, Vision264$156K$18K
Cigna Health and Life Insurance CompanyAccident, Critical Illness142$36K$2K
HCC Life Insurance CompanyOrgan Transplant142$25K—
U.S. Legal Services, Inc.Legal42$11K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 700 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$106K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$18K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Scott-Mcrae Automotive Group, Lllp
Sponsor EIN
59-1992210
Plan number
518
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-1992210 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Scott-Mcrae Automotive Group, Lllp 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
855

About this data

Source: Scott-Mcrae Automotive Group, Lllp's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Scott-Mcrae Automotive Group, Lllp.

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