Arcadis U.S., Inc.

Highlands Ranch, CO Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
6,950Participants+30% vs. prior year
$16.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 16Professional services in COBy participants

Overview

Arcadis U.S., Inc. sponsors a self-funded health plan that covered 6,950 participants in plan year 2025, up 30% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,950 · prior year 5,368
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Arcadis U.S., Inc. Welfare Benefit Wrap Plan, plan 530 (6,950 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company
Broker compensation
$42K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Long-term disability, Accidental Death and Dismemberment6,873$3.7M$42K
Cigna Health and Life Insurance CompanyStop-loss12,169$1.6M—
Vision Service PlanVision5,043$838K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.5M/ year

Estimated prescription spend: 6,950 participants × $2,371 national average per member. Usually higher once dependents are counted.

$428K–$1.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$125K–$313K
Lower-cost therapeutic alternatives$183K–$382K
Generic pricing vs. actual cost$79K–$237K
PBM contract terms$41K–$124K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arcadis U.S., Inc.
Sponsor EIN
57-0373224
Plan number
530
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 57-0373224 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Arcadis U.S., Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arcadis U.S., Inc..

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