Fast Enterprises, LP

Centennial, CO Professional servicesNAICS 541511

Self-funded health planPlan year 2025Renews January
4,038ParticipantsPrior year not comparable
$9.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 16Professional services in COBy participants

Overview

Fast Enterprises, LP sponsors a self-funded health plan that covered 4,038 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,038 · prior year 1,976
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Fast Enterprises, LP Health Plan, plan 551 (4,038 participants); Fast Enterprises, LP FSA, plan 560 (842 participants)
Stop-loss carrier
Anthem
Broker compensation
$279K across insured contracts
MedicalLife insuranceDentalVisionLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
AnthemStop-loss4,038$2.1M—
Cigna Health & Life Insurance CompanyMedical, Dental, Vision155$1.1M$110K
Life Insurance Company of North AmericaLife, Short-term disability, AD&D, Long-term disability, Statutory Disability2,911$983K$146K
Vision Service PlanVision2,018$260K$20K
New York Life Group Insurance Company of New YorkStatutory Disability59$27K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.6M/ year

Estimated prescription spend: 4,038 participants × $2,371 national average per member. Usually higher once dependents are counted.

$249K–$614K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$73K–$182K
Lower-cost therapeutic alternatives$106K–$222K
Generic pricing vs. actual cost$46K–$138K
PBM contract terms$24K–$72K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Fast Enterprises, LP
Sponsor EIN
30-0951152
Plan numbers
551, 560
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 30-0951152 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Fast Enterprises, LLC Profit Sharing 401k Plan
Type
401(k) plan
Participants
2,496

About this data

Source: Fast Enterprises, LP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fast Enterprises, LP.

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