Arcare

Augusta, AR Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
1,462Participants+12% vs. prior year
$3.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 16Health care in ARBy participants

Overview

Arcare sponsors a self-funded health plan that covered 1,462 participants in plan year 2025, up 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,462 · prior year 1,304
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Arcare Group Health Plan, plan 501 (1,462 participants)
Broker compensation
$171K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental Plan of ArkansasDental2,715$782K$33K
Northwestern MutualLong-term disability1,558$396K$87K
Usable LifeLife1,574$211K$32K
Eyemed Vision CareVision2,464$184K$18K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.5M/ year

Estimated prescription spend: 1,462 participants × $2,371 national average per member. Usually higher once dependents are counted.

$90K–$222K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$66K
Lower-cost therapeutic alternatives$38K–$80K
Generic pricing vs. actual cost$17K–$50K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arcare
Sponsor EIN
58-1666179
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-1666179 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Arcare Retirement Plan
Type
Defined contribution plan
Participants
1,975

About this data

Source: Arcare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arcare.

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