White River Health System, Inc.

Batesville, AR Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
1,286Participants0% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 16Health care in ARBy participants

Overview

White River Health System, Inc. sponsors a self-funded health plan that covered 1,286 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,286 · prior year 1,291
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
White River Health System Group Health Plan, plan 501 (1,286 participants); White River Health System Group Flexible Spending Account Plan, plan 503 (570 participants)
Broker compensation
$112K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American Fidelity Assurance CompanyShort-term disability740$818K$74K
Delta Dental Plan of ArkansasDental3,012$724K$2K
The Lincoln National Life Insurance CompanyLife, Long-term disability1,537$367K$37K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,286 participants × $2,371 national average per member. Usually higher once dependents are counted.

$79K–$195K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$71K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
White River Health System, Inc.
Sponsor EIN
71-0411459
Plan numbers
501, 503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 71-0411459 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
White River Health System 401(k) Plan
Type
401(k) plan
Participants
1,869

About this data

Source: White River Health System, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with White River Health System, Inc..

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