Ashgrove Holdings, LLC

Sterling, VA Professional servicesNAICS 541310

Self-funded health planPlan year 2025Renews January
1,431Participants+7% vs. prior year
$3.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 51Professional services in VABy participants

Overview

Ashgrove Holdings, LLC sponsors a self-funded health plan that covered 1,431 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,431 · prior year 1,344
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Ashgrove Holdings, LLC Health and Welfare Benefit (wrap) Plan, plan 501 (1,431 participants)
Stop-loss carrier
HM Life Insurance Company
Broker compensation
$261K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental1,164$1.1M—
Life Insurance Company of North AmericaLong-term disability, AD&D, Life1,973$992K$105K
HM Life Insurance CompanyStop-loss1,081$501K—
Reliastar Life Insurance CompanyAccident, Critical Illness, and Hospital647$227K$156K
Aetna Life Insurance CompanyVision1,792$114K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.4M/ year

Estimated prescription spend: 1,431 participants × $2,371 national average per member. Usually higher once dependents are counted.

$88K–$217K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$64K
Lower-cost therapeutic alternatives$38K–$79K
Generic pricing vs. actual cost$16K–$49K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ashgrove Holdings, LLC
Sponsor EIN
13-4122483
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-4122483 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Ashgrove Holdings 401(k) Plan
Type
401(k) plan
Participants
1,690

About this data

Source: Ashgrove Holdings, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ashgrove Holdings, LLC.

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