Astemo Americas, Inc.

Harrodsburg, KY ManufacturingNAICS 336300

Self-funded health planPlan year 2025Renews January
5,813ParticipantsPrior year not comparable
$13.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 33Manufacturing in KYBy participants

Overview

Astemo Americas, Inc. sponsors a self-funded health plan that covered 5,813 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,813 · prior year 2,318
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Astemo Health & Welfare Plan, plan 510 (5,813 participants)
Broker compensation
$550K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of KentuckyDental107,458$3.4M—
Securian Life Insurance CompanyLife6,076$2.6M$180K
Lincoln National Life Insurance CompanyLong-term disability5,813$1.8M$128K
Eyemed Vision CareVision15,006$1.1M—
American Heritage Life Insurance CompanyAccident, Critical Illness, Cancer2,551$1.1M$222K
Legalplans USALegal Aid733$136K$20K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.8M/ year

Estimated prescription spend: 5,813 participants × $2,371 national average per member. Usually higher once dependents are counted.

$358K–$883K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$105K–$262K
Lower-cost therapeutic alternatives$153K–$320K
Generic pricing vs. actual cost$66K–$198K
PBM contract terms$34K–$103K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Astemo Americas, Inc.
Sponsor EIN
61-1065272
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-1065272 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Astemo Americas, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Astemo Americas, Inc..

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