AT&T Inc.
Overview
AT&T Inc. sponsors a self-funded health plan that covered 278,430 participants in plan year 2025, up 19% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 278,430 · prior year 234,980
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- AT&T Umbrella Benefit Plan No. 2, plan 601 (278,430 participants); AT&T Flexible Spending Account Plan, plan 533 (118,599 participants)
- Broker compensation
- $2.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Medical | 285,274 | $305.5M | $2.6M |
| Kaiser Foundation Health Plan, Inc. | Medical, HMO | 17,729 | $150.5M | — |
| United Healthcare Insurance Company | Medical, HMO | 165,526 | $109.5M | — |
| Kaiser Foundation Health Plan of Georgia, Inc. | Medical, HMO | 3,854 | $29.7M | — |
| Avmed Health Plans | Medical, HMO | 3,031 | $19.5M | — |
| Blue Care Network of Michigan | Medical, Prescription drug, HMO | 1,932 | $15.5M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental, Vision, HMO | 33,020 | $11.6M | $7K |
| Priority Health | Medical, HMO | 1,536 | $11.5M | — |
| Health Advantage | Medical, Prescription drug, HMO | 1,332 | $8.5M | — |
| Health Care Services Corporation | Medical, HMO | 753 | $6.0M | — |
| Kaiser Foundation Health Plan of Mid Atlantic States | Medical, HMO | 488 | $3.5M | — |
| Kaiser Foundation Health Plan of Washington | Medical, HMO | 566 | $3.0M | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 278,430 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- AT&T Inc.
- Sponsor EIN
- 43-1301883
- Plan numbers
- 601, 533
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-1301883 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- AT&T Pension Benefit Plan
- Type
- Pension plan
- Participants
- 274,710
About this data
Source: AT&T Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with AT&T Inc..