Atlantic Constructors, Inc.
Overview
Atlantic Constructors, Inc. sponsors a self-funded health plan that covered 921 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 921 · prior year 916
- Plan year
- Begins March 1 · next renewal March 2027
- Health plans filed
- Atlantic Constructors, Inc. Employee Benefit Plan, plan 505 (921 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company and Affiliates
- Broker compensation
- $80K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Long-term disability, Short-term disability, Accident, Critical Illness, Hospital | 845 | $686K | $74K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 1,773 | $55K | $6K |
| Legal Resources | Legal Insurance | 108 | $33K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 921 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Atlantic Constructors, Inc.
- Sponsor EIN
- 27-0045547
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 27-0045547 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Atlantic Constructors, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,092
About this data
Source: Atlantic Constructors, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Atlantic Constructors, Inc..