Atwell, LLC

Southfield, MI Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
1,867Participants+31% vs. prior year
$4.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 21Professional services in MIBy participants

Overview

Atwell, LLC sponsors a self-funded health plan that covered 1,867 participants in plan year 2025, up 31% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,867 · prior year 1,421
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Atwell, LLC Health and Welfare Plan, plan 502 (1,867 participants)
Broker compensation
$107K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability1,427$513K$45K
Vision Service PlanVision1,188$229K$8K
Metropolitan Life Insurance CompanyCritical Illness, Accident, Hospital Ind768$220K$51K
Mines & Associates, Inc.Employee Assistance Program559$19K—
Total Care EAPEmployee Assistance Program1,447$10K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.4M/ year

Estimated prescription spend: 1,867 participants × $2,371 national average per member. Usually higher once dependents are counted.

$115K–$284K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$34K–$84K
Lower-cost therapeutic alternatives$49K–$103K
Generic pricing vs. actual cost$21K–$64K
PBM contract terms$11K–$33K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Atwell, LLC
Sponsor EIN
27-1219822
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-1219822 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Atwell, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Atwell, LLC.

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