Roush Management, LLC

Livonia, MI Professional servicesNAICS 541214

Self-funded health planPlan year 2025Renews January
2,462Participants-2% vs. prior year
$5.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 21Professional services in MIBy participants

Overview

Roush Management, LLC sponsors a self-funded health plan that covered 2,462 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,462 · prior year 2,519
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Roush Management, LLC Employee Welfare Plan, plan 501 (2,462 participants)
Broker compensation
$32K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyLife, Long-term disability2,284$1.1M$32K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.8M/ year

Estimated prescription spend: 2,462 participants × $2,371 national average per member. Usually higher once dependents are counted.

$152K–$374K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$44K–$111K
Lower-cost therapeutic alternatives$65K–$135K
Generic pricing vs. actual cost$28K–$84K
PBM contract terms$15K–$44K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Roush Management, LLC
Sponsor EIN
38-3568348
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-3568348 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Roush Management, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Roush Management, LLC.

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