Automobile Club of So California
Overview
Automobile Club of So California sponsors a self-funded health plan that covered 14,435 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 14,435 · prior year 14,203
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Automobile Club of Southern California Flexible Benefits Plan, plan 514 (14,435 participants)
- Broker compensation
- $674K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug, HMO | 8,201 | $59.8M | — |
| Cigna Health and Life Insurance Company and Affiliates | Medical, Prescription drug, Dental, HMO, PPO | 11,588 | $8.4M | — |
| Reliastar Life Insurance Company | Life | 25,593 | $7.1M | $507K |
| Reliance Standard Life Insurance Company | Long-term disability | 17,050 | $3.2M | $167K |
| Cigna Health and Life Insurance Company | Medical, Prescription drug | 109 | $1.7M | — |
| Vision Service Plan | Vision | 9,952 | $1.6M | — |
| Kaiser Foundation Health Plan, Inc. - California | Medical, Prescription drug, HMO | 117 | $1.3M | — |
| Hawaii Medical Service Association | Medical, Prescription drug, HMO, PPO | 66 | $656K | — |
| Armada Administrators, LLC | Medical, Prescription drug, Dental, Vision | 106 | $469K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 14,435 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Automobile Club of So California
- Sponsor EIN
- 95-0514585
- Plan number
- 514
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 95-0514585 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Club Pension Plan
- Type
- Pension plan
- Participants
- 24,697
About this data
Source: Automobile Club of So California's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Automobile Club of So California.