Visa Inc.
Overview
Visa Inc. sponsors a self-funded health plan that covered 13,795 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 13,795 · prior year 13,481
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Visa Inc. Welfare Benefits and Cafeteria Plan, plan 501 (13,795 participants); Visa Retiree Health Plan, plan 506 (348 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company and Affiliates; Cigna Health and Life Insurance Company and Affiliates
- Broker compensation
- $880K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc. | Medical, Prescription drug, HMO | 2,320 | $18.5M | — |
| Metropolitan Life Insurance Company | Life, Long-term disability | 20,899 | $13.8M | $869K |
| Kaiser Foundation Health Plan of Colorado | Medical, Prescription drug, HMO | 555 | $4.2M | — |
| Cigna Health and Life Insurance Company and Affiliates | Medical, Prescription drug, Dental, HMO, Stop-loss | 27,035 | $3.7M | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. | Medical, Prescription drug, HMO | 151 | $1.1M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental, Vision | 44 | $567K | $11K |
| Kaiser Foundation Health Plan of Georgia, Inc. | Medical, Prescription drug, HMO | 82 | $493K | — |
| Kaiser Foundation Health Plan of Washington | Medical, Prescription drug, HMO | 35 | $174K | — |
| National Union Fire Ins. Co. of Pittsburgh, PA | Business Travel Accident/ad&d/paralysis | 13,311 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 13,795 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Visa Inc.
- Sponsor EIN
- 26-0267673
- Plan numbers
- 501, 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 26-0267673 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Visa 401k Plan
- Type
- 401(k) plan
- Participants
- 20,365
About this data
Source: Visa Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Visa Inc..