Bacardi USA Inc. and Affiliates
Overview
Bacardi USA Inc. and Affiliates sponsors a self-funded health plan that covered 788 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 788 · prior year 788
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Bacardi U.S.a., Inc. Employee Benefits Plan, plan 501 (788 participants)
- Broker compensation
- $116K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Long-term disability | 1,537 | $962K | $76K |
| Peterson International Underwriters | Short-term disability | 71 | $119K | $34K |
| Humana Insurance Company | Vision | 902 | $98K | $2K |
| Hartford Life and Accident | Short-term disability | 31 | $11K | $1K |
| Pre-Paid Legal Services Inc. DBA Legal Shield | Legal | 63 | $11K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 788 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Bacardi USA Inc. and Affiliates
- Sponsor EIN
- 13-1507147
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-1507147 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Bacardi U.S.a., Inc. & Affiliates 401(k) Savings and DC Retirement Plan
- Type
- 401(k) plan
- Participants
- 1,566
About this data
Source: Bacardi USA Inc. and Affiliates's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bacardi USA Inc. and Affiliates.