Tempur Sherwood, LLC

Orlando, FL Wholesale tradeNAICS 423200

Self-funded health planPlan year 2025Renews March
632Participants+14% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#19 of 23Wholesale trade in FLBy participants

Overview

Tempur Sherwood, LLC sponsors a self-funded health plan that covered 632 participants in plan year 2025, up 14% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
632 · prior year 557
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Tempur Sherwood Health & Welfare Benefit Plan, plan 501 (632 participants)
Broker compensation
$11K across insured contracts
MedicalLife insuranceDentalVisionDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Florida Combined LifeDental, PPO316$88K$5K
The Lincoln National Life Insurance CompanyLife638$34K$5K
Bluecross Blueshield of Florida, Inc.Vision252$31K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 632 participants × $2,371 national average per member. Usually higher once dependents are counted.

$39K–$96K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$17K–$35K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Tempur Sherwood, LLC
Sponsor EIN
84-4432022
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-4432022 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Tempur Sherwood, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tempur Sherwood, LLC.

Request a correction · Methodology