Barry Callebaut U.S.a.

Chicago, IL ManufacturingNAICS 311900

Self-funded health planPlan year 2025Renews January
1,150Participants-39% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#72 of 122Manufacturing in ILBy participants

Overview

Barry Callebaut U.S.a. sponsors a self-funded health plan that covered 1,150 participants in plan year 2025, down 39% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,150 · prior year 1,895
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Barry Callebaut U.S.a. LLC, Health and Welfare Plan, plan 505 (1,150 participants)
Broker compensation
$17K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyAccident, Critical Illness, Life, Hospital Indemnity, Long-term disability, Short-term disability, Accidental Death and Dismemberment1,400$806K$17K
Vision Service PlanVision888$199K—
Hartford Life and AccidentLife, Long-term disability1,425——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,150 participants × $2,371 national average per member. Usually higher once dependents are counted.

$71K–$175K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$52K
Lower-cost therapeutic alternatives$30K–$63K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Barry Callebaut U.S.a.
Sponsor EIN
26-0072915
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0072915 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Barry Callebaut U.S.a. 401(k) Retirement Plan
Type
401(k) plan
Participants
1,903

About this data

Source: Barry Callebaut U.S.a.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Barry Callebaut U.S.a..

Request a correction · Methodology