US Tsubaki Holdings, Inc.

Wheeling, IL ManufacturingNAICS 332900

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,126Participants+1% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#74 of 122Manufacturing in ILBy participants

Overview

US Tsubaki Holdings, Inc. sponsors a self-funded health plan that covered 1,126 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,126 · prior year 1,118
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
US Tsubaki Holdings, Inc. Health & Welfare Benefits Plan, plan 512 (1,126 participants)
Broker compensation
$217K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance CompanyDental627$606K$70K
Unum Life Insurance Company of AmericaLife, Long-term disability, Short-term disability1,115$592K$144K
Fidelity Security Life Insurance Company (eyemed)Vision1,209$79K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,126 participants × $2,371 national average per member. Usually higher once dependents are counted.

$69K–$171K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$51K
Lower-cost therapeutic alternatives$30K–$62K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
US Tsubaki Holdings, Inc.
Sponsor EIN
36-2721807
Plan number
512
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2721807 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: US Tsubaki Holdings, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with US Tsubaki Holdings, Inc..

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