BBU, Inc.

Irving, TX ManufacturingNAICS 311800

Self-funded health planPlan year 2025Renews January
14,536Participants0% vs. prior year
$34.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 149Manufacturing in TXBy participants

Overview

BBU, Inc. sponsors a self-funded health plan that covered 14,536 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
14,536 · prior year 14,568
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bimbo Bakeries USA Health and Welfare Plan, plan 532 (14,536 participants)
Broker compensation
$854K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Securian Life Insurance CompanyLife13,705$9.3M$650K
Metropolitan Life Insurance CompanyLong-term disability9,733$3.2M$150K
Vision Service PlanVision9,808$1.8M—
Blue Cross Blue Shield of IllinoisMedical, Prescription drug307$1.2M—
MetLife Legal PlansLegal1,696$303K$53K
Zurich American Insurance CompanyBusiness Travel Accident13,395$8K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$34.5M/ year

Estimated prescription spend: 14,536 participants × $2,371 national average per member. Usually higher once dependents are counted.

$896K–$2.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$262K–$655K
Lower-cost therapeutic alternatives$383K–$800K
Generic pricing vs. actual cost$165K–$496K
PBM contract terms$86K–$258K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
BBU, Inc.
Sponsor EIN
75-2491201
Plan number
532
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-2491201 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Local 463 Entenmann's Salesperson's Trust Fund
Type
Defined contribution plan
Participants
174

About this data

Source: BBU, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with BBU, Inc..

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