Billings Clinic
Overview
Billings Clinic sponsors a self-funded health plan that covered 3,579 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,579 · prior year 3,212
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Billings Clinic Employee Benefit Plan and Trust, plan 501 (3,579 participants)
- Stop-loss carrier
- Montana Healthcare Indemnity LLC
- Broker compensation
- $612K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Accident,crit Illness,hospital, Life, Short-term disability, Long-term disability | 4,173 | $3.5M | $612K |
| Massachusetts Mutual Life Insurance Company | Life | 364 | $824K | — |
| Montana Healthcare Indemnity LLC | Stop-loss | 7,128 | $771K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,579 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Billings Clinic
- Sponsor EIN
- 81-0231784
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-0231784 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Billings Clinic Pension Plan
- Type
- Defined contribution plan
- Participants
- 7,397
About this data
Source: Billings Clinic's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Billings Clinic.