Ebenezer Society

Edina, MN Health careNAICS 623000

Self-funded health planPlan year 2025Renews January
2,856Participants+0% vs. prior year
$6.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 50Health care in MNBy participants

Overview

Ebenezer Society sponsors a self-funded health plan that covered 2,856 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,856 · prior year 2,845
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ebenezer Society Welfare Benefit Plan, plan 532 (2,856 participants)
Broker compensation
$87K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability2,656$772K$34K
Unum Insurance CompanyAccident, Critical Illness, Hospital622$202K$48K
Vision Service PlanVision1,124$71K$2K
Arag Insurance CompanyLegal168$21K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.8M/ year

Estimated prescription spend: 2,856 participants × $2,371 national average per member. Usually higher once dependents are counted.

$176K–$434K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$51K–$129K
Lower-cost therapeutic alternatives$75K–$157K
Generic pricing vs. actual cost$33K–$98K
PBM contract terms$17K–$51K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ebenezer Society
Sponsor EIN
41-0706141
Plan number
532
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 41-0706141 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ebenezer Society 401(k) Profit-Sharing Plan
Type
401(k) plan
Participants
6,015

About this data

Source: Ebenezer Society's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ebenezer Society.

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