Bj's Wholesale Club, Inc.
Overview
Bj's Wholesale Club, Inc. sponsors a self-funded health plan that covered 19,535 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 19,535 · prior year 18,070
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Bj's Wholesale Club, Inc. Team Member Benefit Plan, plan 501 (19,535 participants)
- Broker compensation
- $1.4M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| UnitedHealthcare Insurance Company | Accident, Critical Illness, Hospital | 6,160 | $3.6M | $1.0M |
| Reliastar Life Insurance Company | Life | 24,323 | $2.7M | $136K |
| Lincoln National Life Insurance Company | Long-term disability | 2,124 | $925K | $68K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 11,321 | $808K | $80K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 1,133 | $637K | — |
| Legalplans, USA | Legal | 1,634 | $324K | $73K |
| Federal Insurance Company | Business Travel Accident | 19,535 | $40K | $10K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 19,535 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Bj's Wholesale Club, Inc.
- Sponsor EIN
- 04-3360747
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 04-3360747 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Bj's Wholesale Club, Inc. 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 38,661
About this data
Source: Bj's Wholesale Club, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bj's Wholesale Club, Inc..