BJC Health System DBA BJC Healthcare
Overview
BJC Health System DBA BJC Healthcare sponsors a self-funded health plan that covered 44,232 participants in plan year 2025, up 40% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 44,232 · prior year 31,540
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- BJC Healthcare Health and Welfare Plan, plan 515 (44,232 participants)
- Broker compensation
- $780K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life | 75,130 | $11.5M | $531K |
| Lincoln National Life Insurance Company | Long-term disability | 27,321 | $5.8M | $233K |
| Vision Service Plan | Vision | 32,942 | $5.2M | — |
| MetLife Legal Plans | Legal | 7,799 | $1.5M | $8K |
| The Paul Revere Life Insurance Company | Long-term disability | 946 | $108K | $9K |
| Life Insurance Company of North America | Business Travel Accident | 44,232 | $5K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 44,232 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- BJC Health System DBA BJC Healthcare
- Sponsor EIN
- 43-1617558
- Plan number
- 515
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-1617558 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- BJC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 59,969
About this data
Source: BJC Health System DBA BJC Healthcare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with BJC Health System DBA BJC Healthcare.