Compass Health, Inc.

Clinton, MO Health careNAICS 624100

Self-funded health planPlan year 2025Renews January
3,491Participants+4% vs. prior year
$8.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 35Health care in MOBy participants

Overview

Compass Health, Inc. sponsors a self-funded health plan that covered 3,491 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,491 · prior year 3,364
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Compass Health, Inc. Welfare Benefit Plan, plan 502 (3,491 participants); Compass Health, Inc. Benefit Plan, plan 501 (941 participants)
Broker compensation
$742K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability3,771$4.0M$523K
Sun Life Assurance Company of CanadaAccident, Cancer, Critical Illness1,247$642K$181K
Standard Insurance CompanyVision3,320$393K$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.3M/ year

Estimated prescription spend: 3,491 participants × $2,371 national average per member. Usually higher once dependents are counted.

$215K–$531K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$63K–$157K
Lower-cost therapeutic alternatives$92K–$192K
Generic pricing vs. actual cost$40K–$119K
PBM contract terms$21K–$62K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Compass Health, Inc.
Sponsor EIN
43-1032835
Plan numbers
502, 501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1032835 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Compass Health, Inc. 401(k) Plan
Type
401(k) plan
Participants
6,328

About this data

Source: Compass Health, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Compass Health, Inc..

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