Blue Cross and Blue Shield of Alabama
Overview
Blue Cross and Blue Shield of Alabama sponsors a self-funded health plan that covered 4,504 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,504 · prior year 4,439
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Blue Cross and Blue Shield of Alabama Group Health and Dental Care, plan 501 (4,504 participants); Blue Cross and Blue Shield of Alabama Retiree Medical Plan, plan 517 (845 participants)
- Broker compensation
- $32K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Usable Life | Life, Long-term disability, Short-term disability | 4,467 | $5.3M | — |
| Blue Cross and Blue Shield of Alabama | Long Term Care | 618 | $1.2M | — |
| Hartford Life and Accident | — | 1,974 | $204K | $32K |
| Hartford Fire Insurance Company | — | 3,998 | $88K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,504 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Blue Cross and Blue Shield of Alabama
- Sponsor EIN
- 63-0103830
- Plan numbers
- 501, 517
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 63-0103830 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Blue Cross and Blue Shield of AL 401(k) Plan Salary Deferral Plan
- Type
- 401(k) plan
- Participants
- 5,440
About this data
Source: Blue Cross and Blue Shield of Alabama's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Blue Cross and Blue Shield of Alabama.