Infirmary Health System Inc.

Mobile, AL Health careNAICS 621399

Self-funded health planPlan year 2025Renews January
4,538Participants+10% vs. prior year
$10.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 15Health care in ALBy participants

Overview

Infirmary Health System Inc. sponsors a self-funded health plan that covered 4,538 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,538 · prior year 4,122
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Infirmary Health System Welfare Benefit Plan, plan 501 (4,538 participants); Infirmary Health System Inc. Flexible Benefit Plan, plan 505 (630 participants)
Broker compensation
$376K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyLife, Long-term disability5,542$2.3M$156K
Unum Insurance CompanyAccident, Critical Illness1,733$782K$184K
Metropolitan Life Insurance CompanyVision7,486$403K$32K
Provident Life and Accident Insurance CompanyLife835$227K$1K
Unum Life Insurance Company of AmericaAccident, Critical Illness, Hospital, Lo4,340$50K$3K
Hartford Fire Insurance CompanyBusiness Travel Accident4,340$19K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.8M/ year

Estimated prescription spend: 4,538 participants × $2,371 national average per member. Usually higher once dependents are counted.

$280K–$690K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$82K–$204K
Lower-cost therapeutic alternatives$119K–$250K
Generic pricing vs. actual cost$52K–$155K
PBM contract terms$27K–$81K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Infirmary Health System Inc.
Sponsor EIN
63-0841123
Plan numbers
501, 505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 63-0841123 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Infirmary 401(k) Plan
Type
401(k) plan
Participants
7,581

About this data

Source: Infirmary Health System Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Infirmary Health System Inc..

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