Blue Cross of Idaho Health Service, Inc.

Meridian, ID Finance & insuranceNAICS 524140

Self-funded health planPlan year 2025Renews January
1,533Participants0% vs. prior year
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Finance & insurance in IDBy participants

Overview

Blue Cross of Idaho Health Service, Inc. sponsors a self-funded health plan that covered 1,533 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,533 · prior year 1,533
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Blue Cross of Idaho Health Service, Inc. Group Welfare Plan, plan 503 (1,533 participants); Blue Cross of Idaho Retiree Health Reimbursement Arrangement, plan 502 (300 participants)
Broker compensation
$151K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife1,279$703K$93K
Unum Life Insurance Company of AmericaLong-term disability1,191$445K$53K
Blue Cross of IdahoDental640$368K—
ComPsych CorporationEmployee Assistance Program1,237$49K—
MetLife Legal PlansLegal206$46K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,533 participants × $2,371 national average per member. Usually higher once dependents are counted.

$95K–$233K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$69K
Lower-cost therapeutic alternatives$40K–$84K
Generic pricing vs. actual cost$17K–$52K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Blue Cross of Idaho Health Service, Inc.
Sponsor EIN
82-0344294
Plan numbers
503, 502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-0344294 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Blue Cross of Idaho Health Service, Inc. 401(k) Plan
Type
401(k) plan
Participants
1,825

About this data

Source: Blue Cross of Idaho Health Service, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Blue Cross of Idaho Health Service, Inc..

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