Idaho Environmental Coalition, LLC

Idaho Falls, ID Business servicesNAICS 562000

Self-funded health planPlan year 2025Renews January
1,630Participants-9% vs. prior year
$3.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 3Business services in IDBy participants

Overview

Idaho Environmental Coalition, LLC sponsors a self-funded health plan that covered 1,630 participants in plan year 2025, down 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,630 · prior year 1,789
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Idaho Environmental Coalition Employee Benefits Plan, plan 501 (1,630 participants)
Broker compensation
$8K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
PrudentialBasic Accidental Death, Long-term disability, Life, Short-term disability, Voluntary AD&D Insurance, Voluntary Life Insurance, Voluntary DEP Life Child, Voluntary DEP Life Spouse1,632$4.3M$343
Delta Dental of IdahoDental1,106$1.4M—
Willamette Dental of Idaho, Inc.Dental364$608K—
Vision Service PlanVision1,273$348K—
Aetna Life Insurance Co.—1,222$245K—
Life Insurance Company of North AmericaShort-term disability, Long-term disability1,628$151K—
Pre-Paid Legal Services DBA LegalshieldLegal Services Plan Memberships382$69K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.9M/ year

Estimated prescription spend: 1,630 participants × $2,371 national average per member. Usually higher once dependents are counted.

$100K–$248K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$29K–$73K
Lower-cost therapeutic alternatives$43K–$90K
Generic pricing vs. actual cost$19K–$56K
PBM contract terms$10K–$29K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Idaho Environmental Coalition, LLC
Sponsor EIN
85-1336969
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 85-1336969 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Idaho Environmental Coalition, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Idaho Environmental Coalition, LLC.

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