Blue Stream Communications, LLC

Coral Springs, FL Information & technologyNAICS 517000

Self-funded health planPlan year 2024Renews November
555ParticipantsFirst year on file
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Nov 2027Next renewalPlan year begins November 1
#6 of 6Information & technology in FLBy participants

Overview

Blue Stream Communications, LLC sponsors a self-funded health plan that covered 555 participants in plan year 2024. The plan year starts in November. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
555
Plan year
Begins November 1 · next renewal November 2027
Health plans filed
Blue Stream Communications, LLC Employee Benefit Plan, plan 501 (555 participants)
Broker compensation
$75K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability497$332K$30K
Starmount Life Insurance CompanyDental, Vision417$261K$31K
Unum Insurance CompanyAccident, Critical Illness, Hospital114$81K$11K
Metropolitan General Insurance CompanyLegal73$19K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 555 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$84K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning November 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Blue Stream Communications, LLC
Sponsor EIN
81-3278301
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-3278301 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Blue Stream Fiber 401(k) Plan
Type
401(k) plan
Participants
568

About this data

Source: Blue Stream Communications, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Blue Stream Communications, LLC.

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