Bradley Arant Boult Cummings LLP

Birmingham, AL Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
1,248Participants+9% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 17Professional services in ALBy participants

Overview

Bradley Arant Boult Cummings LLP sponsors a self-funded health plan that covered 1,248 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,248 · prior year 1,148
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Welfare Benefits Plan of Bradley Arant Boult Cummings LLP, plan 506 (1,248 participants)
Broker compensation
$71K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability1,275$2.5M$69K
Delta Dental Insurance CompanyDental2,003$691K—
Vision Service PlanVision837$83K—
New Directions Behavioral HealthEmployee Assistance Program1,182$25K—
Unum Life Insurance Company of AmericaLong Term Care91$22K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,248 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$190K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$56K
Lower-cost therapeutic alternatives$33K–$69K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bradley Arant Boult Cummings LLP
Sponsor EIN
63-0243316
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 63-0243316 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bradley Arant Boult Cummings LLP Retirement Plan
Type
401(k) plan
Participants
1,666

About this data

Source: Bradley Arant Boult Cummings LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bradley Arant Boult Cummings LLP.

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