Rural/metro Fire Dept., Inc.
Overview
Rural/metro Fire Dept., Inc. sponsors a self-funded health plan that covered 892 participants in plan year 2025. The plan year starts in September. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 892
- Plan year
- Begins September 1 · next renewal September 2027
- Health plans filed
- Rural/metro Fire Dept. Inc., Health and Welfare Plan, plan 501 (892 participants)
- Broker compensation
- $1K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental Insurance Company | Dental, HMO, PPO | 1,442 | $183K | — |
| Vision Service Plan | Vision | 542 | $33K | — |
| Teladoc Health, Inc. | Telehealth | 1,176 | $8K | — |
| Metropolitan General Insurance Company | Legal | 117 | $8K | $1K |
| Hartford Life and Accident | Life, Short-term disability, Long-term disability | 604 | — | — |
| Optum | Employee Assistance Program | 604 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 892 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Rural/metro Fire Dept., Inc.
- Sponsor EIN
- 86-0273445
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 86-0273445 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Rural/metro Fire Dept., Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rural/metro Fire Dept., Inc..