Bristol Bay Native Corporation

Anchorage, AK Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
4,446Participants-27% vs. prior year
$10.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 4Holding companies in AKBy participants

Overview

Bristol Bay Native Corporation sponsors a self-funded health plan that covered 4,446 participants in plan year 2025, down 27% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,446 · prior year 6,070
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bristol Bay Native Corporation Employee Benefit Plan, plan 503 (4,446 participants)
Broker compensation
$435K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability4,303$4.9M$329K
Unum Insurance CompanyAccident, Critical Illness, Hospital832$553K$106K
National Union Fire Ins. Co. of Pittsburgh, PABusiness Travel Accident4,303$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.5M/ year

Estimated prescription spend: 4,446 participants × $2,371 national average per member. Usually higher once dependents are counted.

$274K–$676K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$80K–$200K
Lower-cost therapeutic alternatives$117K–$245K
Generic pricing vs. actual cost$51K–$152K
PBM contract terms$26K–$79K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bristol Bay Native Corporation
Sponsor EIN
92-0042041
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 92-0042041 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Bristol Bay Native Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bristol Bay Native Corporation.

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