Chugach Government Solutions, LLC

Anchorage, AK Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
1,526Participants+37% vs. prior year
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 4Holding companies in AKBy participants

Overview

Chugach Government Solutions, LLC sponsors a self-funded health plan that covered 1,526 participants in plan year 2025, up 37% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,526 · prior year 1,112
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Chugach Government Solutions Health and Welfare Plan, plan 511 (1,526 participants)
Stop-loss carrier
Symetra Life Insurance Company
Broker compensation
$287K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability1,526$1.4M$152K
Symetra Life Insurance CompanyStop-loss996$951K$105K
Hawaii Medical Service AssociationMedical, Prescription drug, Dental, Vision62$506K—
Kaiser Foundation Health Plan of WashingtonMedical, Prescription drug33$293K—
Transamerica Life Insurance CompanyMedical, Prescription drug, Dental, Vision, Life, Short-term disability, PPO35$165K$31K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,526 participants × $2,371 national average per member. Usually higher once dependents are counted.

$94K–$232K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$27K–$69K
Lower-cost therapeutic alternatives$40K–$84K
Generic pricing vs. actual cost$17K–$52K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Chugach Government Solutions, LLC
Sponsor EIN
46-2708326
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-2708326 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Chugach Government Solutions, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Chugach Government Solutions, LLC.

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