Bunge Milling, Inc.

Chesterfield, MO ManufacturingNAICS 311200

Self-funded health planPlan year 2025Renews July
687ParticipantsFirst year on file
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#39 of 46Manufacturing in MOBy participants

Overview

Bunge Milling, Inc. sponsors a self-funded health plan that covered 687 participants in plan year 2025. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
687
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Bunge Milling, Inc. Health Insurance Plan, plan 501 (687 participants)
Stop-loss carrier
Healthy Alliance Life Insurance Company (anthem)
Broker compensation
$3K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Healthy Alliance Life Insurance Company (anthem)Stop-loss470$609K—
Metropolitan Life Insurance CompanyLife786$182K$53
VSP VisionVision402$33K—
Lincoln National Life Insurance CompanyLong-term disability113$20K$3K
Legalplans, USA (legalease)Legal Plan56$2K$254

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 687 participants × $2,371 national average per member. Usually higher once dependents are counted.

$42K–$104K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bunge Milling, Inc.
Sponsor EIN
37-0614689
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 37-0614689 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Grain Craft Dry Corn Union Pension Plan
Type
Pension plan
Participants
396

About this data

Source: Bunge Milling, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bunge Milling, Inc..

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