The Durham Company
Overview
The Durham Company sponsors a self-funded health plan that covered 676 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 676 · prior year 676
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Durham Company Major Medical and Disability Plan, plan 503 (676 participants)
- Stop-loss carrier
- Gerber Life Insurance Company
- Broker compensation
- $314K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Gerber Life Insurance Company | Medical, Short-term disability, Stop-loss | 657 | $655K | $264K |
| The Guardian Life Insurance Company of America | Dental, Life, Vision | 1,402 | $533K | $32K |
| The Lincoln National Life Insurance Company | Short-term disability | 429 | $119K | $18K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 676 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Durham Company
- Sponsor EIN
- 43-0743043
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-0743043 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Durham Company Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 1,015
About this data
Source: The Durham Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Durham Company.