Businessolver.com Inc.

West Desmoines, IA Professional servicesNAICS 541519

Self-funded health planPlan year 2025Renews January
1,472Participants+4% vs. prior year
$3.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 5Professional services in IABy participants

Overview

Businessolver.com Inc. sponsors a self-funded health plan that covered 1,472 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,472 · prior year 1,410
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Businessolver.com Inc. Employee Benefits Plan, plan 501 (1,472 participants)
Broker compensation
$264K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Principal Life Insurance CompanyShort-term disability, Long-term disability1,472$828K$104K
Prudential Insurance Company of AmericaLife1,473$620K$89K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind433$337K$61K
Fidelity Security Life Insurance CompanyVision1,028$129K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.5M/ year

Estimated prescription spend: 1,472 participants × $2,371 national average per member. Usually higher once dependents are counted.

$91K–$224K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$27K–$66K
Lower-cost therapeutic alternatives$39K–$81K
Generic pricing vs. actual cost$17K–$50K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Businessolver.com Inc.
Sponsor EIN
42-1503807
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 42-1503807 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Businessolver 401-K Plan
Type
401(k) plan
Participants
1,823

About this data

Source: Businessolver.com Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Businessolver.com Inc..

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