C&k Market, Inc.

Medford, OR RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
560Participants+11% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 8Retail in ORBy participants

Overview

C&k Market, Inc. sponsors a self-funded health plan that covered 560 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
560 · prior year 506
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
C&k Market, Inc. Cafeteria Plan, plan 501 (560 participants)
Broker compensation
$33K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Colonial Life & Accident Insurance CompanyLife123$122K$16K
Unum Life Insurance Company of AmericaLife, VOL. Life, Long-term disability560$76K$15K
Unum Insurance CompanyGroup Accident, VOL. Critical Illness116$19K$3K
United Behavioral HealthEAP198$431—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 560 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$85K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
C&k Market, Inc.
Sponsor EIN
93-0564163
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0564163 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
C & K Market, Inc. 401(k) Plan
Type
401(k) plan
Participants
2,245

About this data

Source: C&k Market, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with C&k Market, Inc..

Request a correction · Methodology