C.r. England, Inc.

Salt Lake City, UT Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2025Renews January
1,384Participants-27% vs. prior year
$3.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 5Transportation & logistics in UTBy participants

Overview

C.r. England, Inc. sponsors a self-funded health plan that covered 1,384 participants in plan year 2025, down 27% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,384 · prior year 1,904
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
C. R. England, Inc. Health and Welfare Benefit Plan, plan 501 (1,384 participants)
Broker compensation
$500K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability4,022$2.6M$420K
Combined Insurance Company of AmericaLife1,347$1.3M$27K
Healthiestyou c/o Teladoc Health Inc.Telehealth940$57K$11K
U.S. Legal Services, Inc.Legal241$42K$42K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.3M/ year

Estimated prescription spend: 1,384 participants × $2,371 national average per member. Usually higher once dependents are counted.

$85K–$210K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$25K–$62K
Lower-cost therapeutic alternatives$36K–$76K
Generic pricing vs. actual cost$16K–$47K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
C.r. England, Inc.
Sponsor EIN
87-0257969
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-0257969 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: C.r. England, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with C.r. England, Inc..

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