Prog Holdings, Inc.
Overview
Prog Holdings, Inc. sponsors a self-funded health plan that covered 1,389 participants in plan year 2025, down 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,389 · prior year 1,627
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Prog Holdings, Inc. Employee Welfare Benefits Plan, plan 502 (1,389 participants)
- Stop-loss carrier
- Commencement Bay Risk Management Insurance Company
- Broker compensation
- $161K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental Insurance Company | Dental | 2,594 | $1.1M | — |
| Reliance Standard Life Insurance Company | Accidental Death and Dismemberment, Accidental Death & Dismemberment, Life, Long-term disability, Short-term disability | 1,234 | $959K | $125K |
| Commencement Bay Risk Management Insurance Company | Medical, Stop-loss | 2,488 | $626K | — |
| Aetna Life Insurance Co. | Critical Illness, Accident & Hospital In | 955 | $214K | $33K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 2,134 | $141K | — |
| Legalplans USA | Legal | 161 | $31K | $2K |
| Curalinc, LLC, D.b.a. Curalinc Healthcare | Employee Assistance Program | 1,275 | $23K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,389 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Prog Holdings, Inc.
- Sponsor EIN
- 85-2484385
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 85-2484385 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Prog Holdings Employee Retirement Plan
- Type
- 401(k) plan
- Participants
- 1,700
About this data
Source: Prog Holdings, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Prog Holdings, Inc..