Camarena Health

Madera, CA Health careNAICS 621111

Self-funded health planPlan year 2024Renews November
649ParticipantsFirst year on file
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Nov 2027Next renewalPlan year begins November 1
#57 of 68Health care in CABy participants

Overview

Camarena Health sponsors a self-funded health plan that covered 649 participants in plan year 2024. The plan year starts in November. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
649
Plan year
Begins November 1 · next renewal November 2027
Health plans filed
Camerena Health Erisa Health & Welfare Plan, plan 501 (649 participants)
Broker compensation
$43K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyDental, Life, Long-term disability649$549K$40K
Ameritas Life Insurance CorporationVision877$73K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 649 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$99K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$29K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning November 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Camarena Health
Sponsor EIN
94-2503904
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-2503904 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Camarena Health 403(b) Retirement Plan
Type
Defined contribution plan
Participants
710

About this data

Source: Camarena Health's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Camarena Health.

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