Centre for Neuro Skills

Bakersfield, CA Health careNAICS 621399

Self-funded health planPlan year 2025Renews January
627Participants+2% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#60 of 68Health care in CABy participants

Overview

Centre for Neuro Skills sponsors a self-funded health plan that covered 627 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
627 · prior year 613
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CNS Health and Welfare Plan, plan 501 (627 participants)
Broker compensation
$62K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Guardian Life Insurance Company of AmericaLife, Short-term disability, Long-term disability627$307K$35K
United of Omaha Life Insurance CompanyShort-term disability, Long-term disability, Life & AD&D Voluntary99$154K$23K
Eyemed Vision CareVision793$36K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 627 participants × $2,371 national average per member. Usually higher once dependents are counted.

$39K–$95K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$17K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Centre for Neuro Skills
Sponsor EIN
95-3523988
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-3523988 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Centre for Neuro Skills 401(k) Retirement Plan
Type
401(k) plan
Participants
1,490

About this data

Source: Centre for Neuro Skills's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Centre for Neuro Skills.

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